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Benefit yourself with unique and affordable healthcare programs

Unfortunately, these days most of the people are not able to afford the high cost of medical treatment. The cost of hospitals, medicines, doctors and treatments are very high. Even with insurance, the cost and issues dealing with the insurance companies, filing claims and navigating confusing policies can be a headache in itself. There are companies that can provide you with headache free, affordable insurance while still maintaining an excellent level of coverage.

Are you looking for one of the best credentialed providers that offer excellent healthcare programs? If so, then NBBI (National Benefit Builders, Inc) is your answer. NBBI is a wholesale benefits marketing company and specialize in providing unique healthcare saving programs.

This company is founded by Kevin Faherty and his expert team in 1991. Kevin Faherty of NJ is the CEO of NBBI. He was also the past president of Mutually Preferred PPO network in New Jersey and Group Insurance Association of New York. Kevin has been in the health insurance business for more than 39 years and also spent 17 years as the manager of underwriting for group life and health in New York.

Drawing on their decades of knowledge and experience, Kevin Faherty and his team offer a wide variety of value-added programs for various markets including Employers & Employees, Insurance Carriers & Managed Care Organizations, individuals, Associations & Affinity groups, Unions & Labor organizations, Financial Institutions, Credit units and much more.

The NBBI suite of programs and products is uniquely designed to provide maximum savings, affordable and comprehensive value-added benefits for both underinsured and uninsured. They designed their products to be utilized as direct to employee, consumer and affinity platforms that requires little or no administration. Some of their main products include AmeriDoc, Lifestyle Benefits, Discount Medical, Discount Dental, International Healthcare, HealthAfford and much more.

They are for-profit company and have got an A+ rating from BBB ( Better Business Bureau). They also provide Community assistance and outreach programs. Their main goal is making healthcare more affordable to the public.

The company also leases its networks to marketing insurance companies, organizations and TPA (third party administrators) on a wholesale basis. Kevin Faherty of New Jersey and his team believe in doing fair business. They actively monitor their clients’ website to ensure that their clients promoting and marketing their networks honestly.

To learn more about these excellent programs, you can either call or visit their website.

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Emerging Healthcare Sector In India

Healthcare sector is India’s one of largest sector which comprises of an extensive network of hospitals, medical or healthcare institutes and other medical services. Initially the healthcare sector in India remained in public domain but now many private players are also playing significant role in health-based services.

Raising the consciousness towards nutrition in India, maintaining public health and improving the standard of living of the Indian people are some of the main responsibilities of the State and Centre government in India. A large number of government hospitals that provide healthcare facilities at subsidized rate are operating in different states in India. These hospitals are set up with an aim to provide adequate medical facilities to both a patient living poverty line as well to another prosperous patient.

Primary healthcare in India is provided by the city and district hospitals and rural healthcare centers. Very often, these medical centers provide healthcare facilities free of cost. There are special provisions to handle grave healthcare issues such as malnutrition, immunization against various deadly diseases, pregnancy, child birth and postnatal care.

In the recent times, India has witnessed major success in eradicating mass famines, however the country still suffers from serious problems of malnutrition and lack of health consciousness among Indian people. Improper sanitation facilities and inadequate water supply are few other problems which are adversely affecting healthcare in India.

Fortunately, despite of all these perennial problems, the healthcare sector in India is growing at a rapid pace. In 2007, the healthcare market in India was estimated was estimated at US $35 billion. It is expected that the healthcare sector in India will double and reach US $70 billion by 2012. Rising income levels and a growing elderly population are some of the factors augmenting growth of healthcare sector in India.

India has also carved a niche for itself as an excellent medical tourism destination in the past few years. Every year thousands of international visitors come to India to get adequate medical treatment in India. Some of the most common treatments are heart surgery, knee transplant, cosmetic surgery and dental surgery. In order to remain competitive, healthcare providers in India are looking at improving their operational efficiency and are providing value added medical experience to patients.

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Assurant Names Healthcare Solutions Team Americas #1 Health Insurance Agency

Lombard, Ill.Healthcare Solutions Team has been named Americas #1 Health Insurance Agency for a second straight year by Assurant Health.

The award was given to the Lombard, Illinois-based insurance agency based on the companys annual sales with Assurant Health. Overall in 2012, Healthcare Solutions Team had an annual sales volume of more than $83 million, which was a nearly 20% jump over the prior year.

Working with valued partners such as Assurant Health makes growth a realistic opportunity for our company, said Grant Born, principal at Healthcare Solutions Team. Our goal has always been to find the best health insurance coverage for families, individuals and groups while staying within their budgets. With the changes in healthcare reform, having a variety of plans to choose from has taken on even greater importance.

Its easy to succeed when given the right tools, said Joe Eichman, principal at Healthcare Solutions Team. Our agents really can find a plan for everyone.

He added that Healthcare Solutions Team is continually listening to top producers, looking for ways to help them improve their performance. The companys LeadMaster system is one such innovation that drives results.

Healthcare Solutions Teams LeadMaster is the most advanced lead and client management system the industry has ever seen, said Born. With fully integrated auto dialing, bulk texting and email functions, it has never been easier to manage and organize our clients and prospects while keeping them informed.

Eichman agreed: We have added to an already dynamic technology, which allows Healthcare Solutions Team agents to out produce any other agents in the industry.

When they excel, the whole company thrives, he continued. We nurture all of our agents so that they become true partners and our advocates in bringing consumers the best, most affordable health plans available.

Grant Born and Joe Eichman created Healthcare Solutions Team in 2007 and since then the company has grown into one of the countrys premier health and dental insurance agencies. Based in Lombard, Ill., Healthcare Solutions Team has agents across the country who provide personalized solutions and optimized plans to fit each individuals budget and needs. The companys goal is to make affordable healthcare accessible to everyone.

Assurant Health, part of Assurant (AIZ), a Fortune 500 company and a member of the S&P 500, is the brand name for a family of health insurance products focused on providing a variety of affordable plan choices to consumers. The companys portfolio of health care products includes major medical, supplemental and fixed-benefit plans for individuals, families and small employers.

In addition to being named Americas #1 Health Insurance Agency by Assurant Health for two years in a row, Healthcare Solutions Team was listed in 2012s Inc. 500|5000 and has been named Americas #1 Career Health Insurance Agency and Top Key Broker by UnitedHealthOne, as well.

For more information on Healthcare Solutions Teamincluding career opportunitiescontact Jackie at (630) 261-3000 or . Or, visit the companys website at www.HealthcareSolutionsTeam.com.

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Curtain Tracks From Cube Care Support Efficient Health Care Services

When you set out to change the decor of a health care facility, you may not know what it entails. You want products that are affordable yet professional, stylish but appropriate, durable and easy to install. At Cube Care, they know the difficulties involved and have the products you need. From cubicle curtains to curtain tracks, Cube Care has the most innovative products in the industry. Their business centers provide first class solutions that directly meet the needs and budget of modern healthcare facilities.

As a provider of elite interior decorating services to healthcare facilities across North America since 1999, Cube Care’s expertise has helped streamline every process from planning through to the installation of their health care decor products. In a culture of asking “what if” they have been driven to reinvent what they have to offer to their clients, while ensuring the highest calibre of services and top quality at low prices.

Cube Care offers health care facilities products such as bed spreads, cart covers, cubicle curtains, disposable cubicle curtains, health care furniture, IV systems, shower curtains and rods, window treatments and cubicle curtain tracks. The cubicle curtains and tracks are a main product from Cube Care due to their high quality and the variety of tracks available to customers.

Consider Cube Care’s Classic curtain track system, one of the most popular products in Cube Care’s catalogue. This leading system is known for its tangle free carriers, which glide effortlessly through the tracks without any moving parts. Therefore, these stylish curtain tracks not only provide your facility with extended lifetime usage, but also a high standard of performance.

For use in mental health facilities, Cube Care offers their Psychiatric Track. This enhanced safety product is manufactured without the use of any hooks or pins for premium levels of safety in the administration of first-class quality mental health care.

Along with the abundance of tracking systems offered by Cube Care, there are also accessories for the tracks available. If you are in search of items such as an Economy Carrier, Wheel Carrier, Deluxe Spool Carrier, Pop-Out Carrier, Splices, End Caps, Pull Outs, and Tie backs for tracks, Cube Care has your bases covered.

Cube Care has gained their reputable image by creating products that turn stale facilities into state-of-the art health centers of top quality patient care. Speak to one of their experts today and see how much your company has to gain by selecting from their first-class product catalogue. Cube Care’s commitment to customer satisfaction ensures that clients receive the highest quality and most stylish product at an affordable price. For more information about Cube Care products, visit cubecare.

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Healthcare Risk Management Certification Options

Risk management in the healthcare industry is essential to ensure the safety of the patients and reduce liability for the institution. Research shows that even now, administrative mistakes and medical negligence still causes many grievances and disputes leading to legal battles.
Devising a good risk management programme and implementing a more strategic approach can save the company a lot of money. When a company is unable to put into practice methods to manage risk, valuable resources may be lost. To achieve and benefit from risk managements procedures, healthcare institutions must fully inform and support their leading managers to be completely aware and proactive in integrating risk thinking into all aspects of their work whether it is in operations, development or performance management.
There are minimum standards for healthcare institutions that have been agreed upon by government bodies to ensure the safety of the patient. However, there are still many cases of malpractice and medical negligence. A strategic and comprehensive risk management programme will aid in greatly reducing these unfortunate occurrences and protect all who work within the institution. It will also improve the standard of the care that is received by the patient and enhance the organisation as a whole helping towards creating a self sufficient business.
For those who already work in healthcare or are interested in a career in this field, there are many sources for you to gain a better understanding of benefits of risk management. There are courses offered by universities that cover extensively topics including standards of healthcare, governance of the Health Care Organisation, general risk management, federal and state laws and ways to integrate patient care with enterprise risk management. All these various aspects need to be taken into account to create a comprehensive healthcare risk management programme.
Various online courses may also be taken advantage of to develop your skills if you already in the healthcare sector. Most of the time, these courses are affiliated with a university and offer recognised certification in risk management. Students who are interested in a career within the healthcare industry can also use this to explore their opportunities in this lucrative segment of the healthcare industry.

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Healthcare Reform Key Issues Unresolved

The healthcare reform bill has passed in the US Senate. However both the US House of Representatives and the US Senate bills have yet to address important details affecting patient care. Oversight concerning the determination of medical necessity as well as provider network inclusion issues have greatly affected medical reimbursement and patient access to care. Many insurance companies reimburse medical expenses based upon a determination of medical necessity by the carriers claims department. In the absence of external oversight or regulation, the insurance carrier is free to deny care solely based upon their on private internal review.

Another key issue not addressed is how provider networks create financial barriers to care. Many insurance carriers reimburse medical expenses at lower rates or refuse reimbursements for out-of-network providers. Medical practitioners may also be excluded from insurance company networks for a variety of reasons. Practitioners may be required to limit medical procedures for patients and the number of office visits as a precondition for inclusion in the insurance network. Medical practitioners may also be required to accept lower rates of reimbursement for services provided to patients as another precondition to network inclusion. Some medical networks charge medical practitioners a fee for inclusion in networks.

The patients right to choose their own medical practitioner is not federally guaranteed by law. Additionally, there is no guarantee an insurance company will pay for medical services and patients often have no way to determine what will be paid until after a claim is submitted and a response is generated the insurance companys claims department. The federal government seeks to mandate health insurance coverage for all US citizens yet has not stipulated that insurance companies must reimburse patients for medical expenses nor is there language to address oversight of the determination of medical necessity.

The determination of reimbursements is often based on what is termed as usual and customary. Insurance companies have sole discretion over this aspect of reimbursement for general health insurance policies and may choose to exclude many procedures, office visits, and medical tests whether or not teams of doctors agree that such medical services are vital to the patients survival, recovery, or comfort.

The US House of Representatives and the US Senate have not addressed these details which represent core issues affecting healthcare outcomes for patients. Until these unresolved issues are rectified, it is unclear whether or not US citizens with health insurance coverage will have adequate access to medical care.

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Toasted Pumpkin Seed – A Healthy Snacks

Pumpkin is a nutritious vegetable as well as we are using it in Halloween. Most of us curve the pumpkin and throw the seeds. We never know that pumpkin seeds are also very nutritious. There are various vendors who roast and toast the pumpkin seeds and sell that with various packed options.

Americans are adopting such superfood in day-to-day life because of its high nutritious values. Toasted pumpkin seeds are easily replaceable with fried and unhealthy snacks. Peoples like us in United States want to cut down the calories without missing the tasty, crunchy snacks. So, there is no better option than roasted or toasted pumpkin seeds.

Lets check out the nutritious values of toasted pumpkin seed. It is high in fiber. If you look through vitamins side, it is having vitamin B as well vitamin E. There are various essential minerals like zinc iron and magnesium. There are some vendors who offer gluten free pumpkin seeds as packed snack food. Such kind of products can help people to maintain their healthy snacks habits even if they have celiac disease.

In pumpkin seeds, you have great option of having low calorie healthy snack. You can toast at home by shaking the pan constantly over medium heat until seeds turn golden brown. If you dont want to waste time in making toasted pumpkin seeds, there are manufacturers who made available the toasted pumpkin seeds in various sizes of packages. So, you can buy the healthy packaged snack from a grocer or manufactures outlet.

One of the said idioms precaution is better than cure is perfectly suitable to this healthy food. Toasted pumpkin seeds help you to take precaution by offering various vitamins and minerals with fiber. It is low calorie snacks, so there is no more chance to have high cholesterol level. It is also gluten free, thats why it is great healthy snack for people having celiac decease. Its special element also helps to fight against depression. A study has proven that pumpkin seeds also prevent the formation of stone.

Various families in America are adopting the concept of healthy snack on board. Are you one of them? If not, be one of the healthy families by having toasted pumpkin seeds in your daily healthy snacks diet. There are several vendors offering large variety of packaged toasted pumpkin seeds. So, grab pumpkin seeds and be the healthy family.

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Yummy Healthy Soup Recipes

Soup is one of the most nutritious ways to eat healthy and maintain a steady weight loss. There are many varieties of healthy soup recipes filled with delicious vegetables and meat for a hearty meal. Whipping up a scrumptious chicken soup or tomato soup will warm a persons body during those cold winter months taking the chill away. Healthy soups are simple to make and wonderful to eat. Here are two amazing healthy soups recipes.

Chicken Noodle Soup

A favorite pastime to drink is chicken soup which is easily created at home and sensational to eat loaded with healthiness in each bite.

Ingredients:

6 cups of chicken broth

1 lb boneless skinless chicken (remove fat)

1 cup of chopped celery

1 cup of baby carrots quartered

1 cup white onion

1 large parsnip chopped and peeled

1 bay leaf

1 tsp minced fresh garlic

tsp pepper

2 cups medium egg noodles uncooked

cup fresh dill

Cut chicken into small bite size pieces. In a large saucepan add chicken, broth, onions, celery, carrots, garlic, parsnip, pepper and bay leaf. Cover and bring to a boil then reduce heat and let simmer for approximately 25-30 minutes until vegetables are tender and chicken is cooked. Remove bay leaf. Add in dill and egg noodles, cover and simmer for 10 minutes or so. Now enjoy an appetizing nutritional bowl of soup low in calories, fat, cholesterol and salt.

Hearty Tomato Soup

Dip into a hearty tomato soup packed with herbs and spices for an outstanding taste to delight a palate and easy to make. Rich in taste, this healthy soup is ideal for vegetarians and anyone alike.

Ingredients

4 4.5 lbs of fresh ripe tomatoes peeled and chopped

4 cups low sodium tomato juice

1 white onion diced

1 cup low fat milk (or skim)

2 garlic cloves minced

1 teaspoon basil

1 teaspoon thyme

1 teaspoon parsley

teaspoon salt

teaspoon pepper

In a large saucepan add the tomatoes and tomato juice and bring to boil. Reduce heat and simmer uncovered for 30 minutes. Pour the saucepan into a food processor or blender until smooth. When tomato mixture is smooth in blender, pour back into saucepan. add milk, salt and pepper, basil, thyme, parsley, garlic, onion and milk. Stir and cook over medium heat until thick. This takes approximately 5-10 minutes. Serve with bread if desired. Soup will keep for one week in refrigerator in an airtight container.

These two wonderful hearty healthy soups are nutritionally delicious and filling. Garlic bread may be added to each to enhance the delightful flavor. To create garlic bread simply take a long french bread and slice the long way. Open up and on both inner sides spread yogurt butter then sprinkle garlic all over. Heat oven to 350 degrees and place garlic bread on cookie sheet. Place in oven until browned for approximately 10 minutes. Dip into the vegetable or chicken soup to add a bit of zesty flavor.

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How to Stay Healthy Tips from a Physical Therapist

Contrary to what most people believe, there are people that schedule an annual check-up with their physical therapist to ensure that they stick with an overall health and wellness maintenance plan for staying healthy. When you visit a physical therapist to maintain health and wellness, the physical therapist will do a complete evaluation of your health level and then personalize a treatment plan. The plan includes rehab therapy for any problems that the physical therapist has located as well as a personalized plan for how to stay healthy and live a high quality of life.

Any physical therapist will tell you that patient education is an essential part of physical therapy. The education includes how to improve points in your body which exemplify weakness to prevent pain and injury in the future, maintain flexibility and muscle mass, practice a healthy diet, and much more. So if you pay a visit to a physical therapist here are some basic tips they will provide on how to stay healthy before they go into a detailed treatment plan with you.

Physical Therapy Evaluation

A physical therapist will recommend a complete evaluation so he/she can devise a treatment plan that will teach you how to stay healthy. The evaluation includes a complete review of your physical capabilities including extremity range of motion, spinal range of motion, cardiovascular and pulmonary, neurological function, assessment of your daily living activities, and much more. The physical therapist will then go through your health concerns with you in detail and then compile a plan to help you stay healthy.

General Recommendations for How to Stay Healthy

In addition to discussing your evaluation and treatment plan with you in detail, your physical therapist will also make the following general recommendations for how to stay healthy:

Water: Water flushes all of the toxins out of your system. A physical therapist will recommend that you sip on water throughout the entire day as opposed to taking it in all at once. This will help to keep your cells hydrated and your system free of toxin build up. If you wait until you are thirsty to drink water then you have waited too long.

Stretching and Exercise: It is very important to do stretching exercises on a daily basis to maintain mobility and flexibility. It also helps to prevent injury when you engage in exercise. You should stretch your hamstrings, chest muscles, and shoulders to maintain good posture and then exercise on a daily basis doing something you enjoy such as walking, riding your bike, or doing the gardening. Whatever it is make sure you engage in movement every day.

Eat Breakfast: You may have heard that breakfast is the most important meal of the day and that is because it really is. In order to get a jumpstart on your day eat a breakfast that is high in protein with a ratio of 4 to 1 carbohydrates and protein. Avoid cereals that are high in sugar and high fructose corn syrup.

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Telemedicine Plays A Vital Role In Healthcare Delivery For Oil Rig Workers

The warning today by the Health and Safety Executive that firms in the North Sea oil and gas industry must improve their safety records is timely.

Although it was not in the North Sea, the disaster on the Deepwater Horizon platform in the Gulf of Mexico in which 11 workers died was a stark reminder of the need for constant vigilance over rig safety. Hazards are ever present offshore and workers on even the safest offshore rigs are susceptible to injuries and high rates of respiratory and cardiovascular disease.

Remote specialist advice via videoconferencing improves the quality of offshore healthcare and reduces avoidable medical evacuations. A 50-mile medevac by helicopter can cost 5,000-10,000, so telemedicine with remote monitoring and diagnostic equipment is becoming the preferred option now that drilling rigs and oil platforms are equipped with Internet and satellite connections.

Modern collaboration technology brings the specialist to the patient without the need to be transported onshore. With the help of video consultation and integration with medical diagnosis equipment, medical specialists can conduct remote consultations using state-of-the-art video communications. This allows them to make an accurate diagnosis with the aid of the nurse or emergency medical technician based offshore.

On-the-spot diagnosis, not a replacement for healthcare professionals

Transmission of crystal-clear images and perfect sound gives the doctor the sense of being in the same room as the patient – but only just. Technology cannot transmit sensory perceptions and cannot therefore replace healthcare professionals who physically attends to the patient; however, what it can do is extend the physicians judgement to the remote location and bring doctors and other medical specialists ‘into the room’ when required.

Remote monitoring aid aboard offshore oil rigs

The relentless pursuit for high safety standards is paramount; the challenge to improve safety will be even greater as HSE decision makers are looking to create a healthier and more productive workforce. Timely access to quality patient healthcare is becoming more logistically challenging and expensive, but visual collaboration and the integration with remote medical diagnosis equipment makes sense…. it’s as simple as that!